Which? research reveals UK cashpoint deserts

Our research has identified more than 200 communities in Britain with poor ATM provision, which might be hardest hit by proposals that could reduce the network.

With many rural areas already struggling to access cash after bank closures, LINK proposals could place further strain on these communities’ access to free-to-use ATMs. LINK has said it will encourage operators to keep free machines and to protect free-to-use ATMs that are a kilometre or more from the next nearest free cash machine. However, Cardtronics, the biggest ATM operator in the UK, has said that those hit hardest would not be busy high streets, but ATMs in rural communities.

Which? Money Expert, Gareth Shaw, said:

‘Reducing the free-to-use ATM network would hit consumers who rely on access to cash machines hard.

‘These proposals could place a strain on communities across the UK that are already struggling to access the cash they need following mass bank closures. The financial regulator must intervene to avoid this situation getting worse.’